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HomeNewsDisney Chase Visa Credit Card 2023: Is It Worth It Or Not?

Disney Chase Visa Credit Card 2023: Is It Worth It Or Not?

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You might have pondered whether getting the Disney Visa is worthwhile if you’re seeking for the cheapest way to visit Disney World, Disneyland, or a Disney Cruise. It generates Disney Rewards Dollars that can be used to pay for most Disney-related expenses, such as visits to the parks or cruises.

What Is a Disney Chase Visa Credit Card?

We accept that you adore Disney. In anticipation of your upcoming visit to the Happiest Place on Earth, you wear Mickey ears around the home, know every word to “Part of Your World,” and sip your coffee out of a Chip and Dale cup.

Your credit card is probably a reflection of your fandom. As you rack up the rewards to get you there for less, you smile every time you pull out your plastic with a picture of the Sleeping Beauty Castle on it to pay.

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There is the Disney Visa Premier as well as the regular Disney Visa. The entry-level Disney Visa has no yearly fees and offers a $150 incentive after $500 in purchases are made within the first three months.

Despite having a $49 yearly charge, the Disney Visa Premier currently offers a $300 bill credit after $1,000 in purchases within the first three months. Both are Chase-issued, so the Chase 5/24 regulations would apply to them. The fact that both of these bonuses are higher than typical should also be noted.

The Perks Of The Card

  •  Exclusive photo opportunities with Star Wars or Disney characters.
  •  Discounts at Disney-owned hotels, cruise lines, retail locations, and
  •  A fee-free year Disney Rewards Dollars that can be used at Disney are earned by Disney Visa as a 1% rebate on all card purchases.
  • If you need to spread out the cost of a Disney vacation, you can use the Disney Visa cards to earn a variable APR of 15.99% for the first six months on qualified Disney travel packages.

The Drawbacks Of The Card

  •  3% for foreign transaction fees.
  • Welcome bonus is mediocre.
  • Only 1% of people get rewards.
  • No categories for additional prizes

Reward Schemes

Earning Rewards

For every purchase you make with your Disney Chase Visa Card for ongoing rewards, you’ll receive 1% back in Disney Rewards Dollars. By using the Disney Visa Card to make purchases, you can collect rewards indefinitely. However, they lose their validity five years after being sent to your account.

The Disney Rewards Dollars, on the other hand, never lose their value once you transfer them to a Disney Rewards Redemption Card (more on that below).

The credit card also has a welcome bonus: $500 in purchases must be made within the first three months of account opening to qualify for a $150 statement credit.

Redeeming Rewards

Disney Rewards Dollars, which can be used to purchase Disney products and services, are the form of rewards that can be earned. On all card purchases, you will accrue Disney Rewards Dollars at a rate of 1%. That sounds like a philosophy that solves all problems, right?

A reloadable redemption card, which may be obtained by visiting, calling 1-800-300-8575, or visiting various theme park locations, is required to redeem these points. Your Disney Rewards Dollars must then be transferred to the card. There can only be two redemption cards per account.

You must spend $2,000 on the Disney Visa Card in order to earn at least 20 rewards Dollars for the initial reward transfer. The minimum amount for all subsequent transfers is 10 Reward Dollars. As soon as you’re prepared to take advantage of the redemption chances, keep transferring points to your card.

Disney Rewards Dollars can be used at Walt Disney World and Disneyland resorts (in the U.S. only), on Disney Cruise Lines, at a Disney Store, and toward Disney, Pixar, and “Star Wars” movies at AMC Theaters after being transferred to your redemption card.

0% APR Rates

You can get a special 0% Intro APR on purchases for six months if you have a Disney Visa Card. After that, your purchases and debt transfers will have a normal APR of 16.24% to 25.24% variable APR. There is a $5 balance transfer fee or 5% of each transfer’s value, whichever is higher.

With Disney holiday packages, Disney cruises, Adventures by Disney packages, and packages at the Aulani resort, you can benefit from this special cost.

Disney stipulates that your vacation must be booked through the Walt Disney Travel Company, online at Disney sites, or through a qualified travel agent or site in order to be eligible for the financing.

Even though we advise against using credit cards for vacation purchases if you can’t pay the balance off in full before the statement ends, it can be a practical choice for those who can do so before the offer period expires.

Other Benefits Of The Card

Discounts on Item: Use your Disney Visa Card or Disney Rewards Dollars to pay at select Disneyland and Disney World locations to receive a 10% discount on selected purchases at as well as on qualified merchandise purchases of $50 or more.

Discounts for dining: Use your Disney-branded credit card or your Disney Rewards Dollars to pay for meals and beverages at participating establishments, and you’ll earn 10% off your purchase.

Character Photo Chances: At exclusive cardholder sites in Disneyland and Disney World, take advantage of exclusive photo opportunities with Disney and “Star Wars” characters.

Disney Store Cardmember Events: Cardholders can take part in exclusive events held at Disney Store locations across the United States. Online passes are distributed on a first-come, first-served basis and are limited based on shop capacity. Per cardholder, one pass is authorized.

Discounts for Disney on Broadway: Purchase premium seats for a few Disney on Broadway productions to receive a VIP package.

Is The Disney Visa Card Perfect For You?

You may want to keep the card in your wallet for the benefits since it has no annual cost. The Disney Visa Card from Chase isn’t the ideal choice for earning points, despite the fact that the card has no annual fee and the rewards are essentially free.

Consider the Disney Debit Card, which merely requires a Chase checking account, or the Disney Premier Card, which offers a higher rate of return, all of which offer the same benefits. We suggest letting the Disney Visa go.

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